Compsured Insurance
Coverage You Need | When You Need It
PRIVACY POLICY
“You” and “User” refer to anyone who visits the company’s (Compsured Insurance Group LLC) website www.compsured.com (“Site”) through any channel. The terms “Our,” “Us,” and “We” refer to the Company as the service providers. By using our services, you confirm that you have read and accept our Privacy Policy. By accessing the Site, regardless of whether you have an account with us, you affirm that you have read, comprehend, and agree to be bound by this Privacy Policy, and that you are of legal age to enter into this agreement. Immediately discontinue use of the Site if you disagree with any of these guidelines. We reserve the right to terminate this Agreement if you breach any of its conditions.
We may collect Personal Identification Information (PII), such as your full name and email address, as well as Usage Data, such as your IP address, operating system, and browsing history, from you. We will delete any information we inadvertently get regarding persons under the age of 18 years because we do not knowingly collect it. We collect information from you either: directly from you, indirectly through the information you provide to us or through automatic techniques such as cookies, from third parties such as from insurance carrier partners, and from public records. When we request information from you, you must always offer accurate, current, and complete responses.
You agree to receive messages from us and other users. Even if the phone number you supply is on a national or local do-not-call register, you hereby expressly consent to receiving marketing phone calls and text messages, including those generated by automatic telephone dialing systems and includes prerecorded messages. You can use our products and services without giving the aforementioned consent by calling us. You consent to the recording of any phone conversations you have with us, as well as anybody to whom we may transmit your call. This will be done for quality, customer service, compliance, and regulatory reasons.
You can adjust some parts of your communications preferences through your account’s settings, but you cannot opt out of receiving administrative, transactional, or legal messages from us. The social sharing tools and other integrated technologies accessible via the Services, such as Facebook, may enable you to share your activity on them with other media. This functionality simplifies your interactions with other users. Depending on the settings you pick with the firm that provides the social sharing option, you may choose to share information only with your friends or with the general public. You can learn more about the data collection and processing practices related with social sharing tools by reading the privacy policies of the companies responsible for providing these functions.
Cokie
A cookie is a technique for gathering data, such as information about you and how you use the website, as well as perhaps unique identifiers. Cookies are information-gathering mechanisms that may collect data about you and how you use the website, including your IP address, browser type, search preferences, information about the advertisements you’ve seen or interacted with, and the time and date of your use. Cookies might be kept permanently or for the duration of a single session. The majority of web browsers are configured to accept cookies by default, however this can be changed under the browser’s security settings. You are free to accept or reject them, but doing so may limit your use of our services. They assist in determining your browsing behaviors, personalizing and optimizing the website based on your preferences, and ensuring the security of your account by detecting anomalies. Some of our advertising and third-party service partners may employ cookies as well.
USING DATA
We may use the data collected from for any lawful purpose. Specifically, we utilize the collected data in the following ways:
- We use it to establish and manage the Site and provide our services (Medicare, and Life Insurance);
- We use it to process transactions and provide information related to them, such as confirmations, receipts, and surveys regarding user experiences;
- We will send you administrative and support messages, as well as any important security updates and technical notices;
- Communicate with you about new content, products, services, and features offered by the Company and provide you with other news and information that we believe will be of interest to you;
- Monitor and analyze trends, usage, and activities in connection with our Services;
- Detect, investigate, and prevent security incidents and other malicious, deceptive, fraudulent, or illegal activity and protect the rights and property of the Company and others;
- Debug in order to identify and repair errors in our Services;
- Carry out any other purpose described to you at the time the information was collected;
- As required by law to comply with subpoenas, court orders, discovery requests, lawsuits, or investigations.
USE OF YOUR PERSONAL INFORMATION AND SMS
We do not collect any personal information about you unless you voluntarily provide it to us. However, you may be required to provide certain personal information to us when you elect to use certain products or services. These my include: (a) registering for an account; (b) entering a sweepstake or contest sponsored by us or one of our partners; (c) sending us an email or SMS message with the option to to reply STOP to opt out for further messaging or reply HELP for more information. By Reply HELP and filling the form (Contact us Today) you allow to us to receive no more than 6 email or SMS per month.
The company Collect and use your personal information and SMS in the following ways:
- To operate and deliver the services you have requested
- To provide you with information, products, services, and quotes that you request from us
- to provide you updates
- For any other purpose with your consent.
We reserve the right to retain collected information for as long as necessary to fulfill the purposes for which it was gathered. We are not compelled to preserve your information on your behalf or on behalf of any third party once the primary purpose for which it was collected has passed.
Disclosure of information and security
- We share personal information with third-party service providers in order to facilitate service delivery.
- We reserve the right to share personally identifiable information if we believe that doing so is in accordance with or required by any relevant law or legal procedure. This includes legal requests made by public agencies to address national security or law enforcement requirements. If we are required by law to disclose your personal information in response to a legal process, we will provide you with prior notice so that you may object to the disclosure, unless we believe that doing so would endanger others or lead to illegal activity and are therefore prohibited from doing so. If we believe a legal request for information about a user of our services was made in an improper manner, we will object to the request.
- We may disclose your personally identifiable information if we have reason to believe that your actions violate our user agreements or policies, if we have reason to believe that you have violated the law, or if we have reason to believe that sharing this information is necessary to protect the rights, property, and safety of the Company, our users, the public, or others.
- When required, we provide personal information to our attorneys and other professional advisers in order to obtain advice or in some other way to protect and manage our business interests.
- We may share personal information in business transactions such as during negotiations regarding any merger, sale of company assets, financing, or acquisition of all or a portion of our business by another company. We shall adopt methods to protect your information that are economically reasonable given the circumstances. We cannot, however, guarantee or verify the security of any information you supply. You must also maintain the privacy of your data.
Data Rights. You have the right to access your data, discover how it is being used, change it, delete it, and at any time object to its use. You also have the right to regulate the use of your data, file a legal complaint, and transfer your data.
Amendments. This privacy statement may be modified at any moment, with or without notice. Due to the fact that your continued use of the Site after modifications have been made will bind you to the new terms, you must stay informed of such updates.
Contacts. Please contacts us through any of the below channels:
- Address: 200 Haddonfield-Berlin Rd Suite 202 Gibbsboro NJ 08026
- Phone: (856)982-3402
- Email: info@compsured.com
Shared Information
We collect personal information that you voluntarily provide to us, such as your name, email address, phone number, and any other information that you choose to share with us, but we do not sell, rent, or disclose your personal information to third parties without your consent, except as necessary to provide requested services or as required by law. We respect your privacy choices, especially concerning the sharing of your personal information. Any information you provide through opt-in consent will not be shared with third parties for marketing or promotional purposes. We safeguard your data, and we are highly cautious about entrusting it to anyone. We firmly maintain control over your personal information and ensure it is confidential and secure at all times. Consequently, we are committed to exercising discretion and prudence when it comes to sharing any details with external entities.
California Privacy Policy
- In accordance with the California Privacy Rights Act (CPRA), which applies to California citizens;
Often referred to as Personally Identifiable Information (PII), Personal Information (PI) is a fact about a person that, when combined with one or more additional facts about that person, enables others to identify the specific individual to whom the facts apply. Sensitive Personal Information (SPI), or “special categories of information,” is information that, if lost, compromised, or disclosed, could cause a person severe harm, embarrassment, irritation, or unfairness.
Rights
- You have the right to access any PI collected or stored about you. We shall provide you with a copy of your PII gathered in line with the CCPA/CPRA upon request. You also have the right to obtain your PI in a structured, industry-standard format that may be transferred to another company.
- The categories of sources from which we may collect your PI; • The business purpose(s) for collecting or sharing your PI; • The categories of PI we may reveal for business purposes; and • The categories of third parties with whom we may share your PI.
- The right to object / do not sell my personal information. The Company does not sell PI within the meaning of the CCPA and CPRA. You have the right under the CCPA/CPRA to regulate how your SPI is disclosed or shared with third parties.
- The right of erasure. You have the right to request the erasure of your PI under certain conditions. After verifying the validity of a deletion request, we will delete your PII from our database and instruct any relevant service providers or third parties to do the same.
- You may seek the correction of any inaccurate PI under defined conditions. After establishing the veracity of a verifiable consumer rectification request, we will take commercially reasonable steps to rectify your PI in accordance with your instructions, taking into account the type of your PI and the reasons why it is maintained.
Please note that the aforementioned rights are not absolute, and we reserve the right to deny requests in whole or in part when exceptions are provided by applicable legislation.
Utilizing Your Legal Rights. You may exercise any of your rights stated in this Notice and under applicable privacy laws if you are a California resident by contacting us using the information provided in this Notice. We will not treat you differently for exercising these rights. The exercise of your legal rights is free of charge, unless otherwise specified in this Notice or as permitted by applicable privacy legislation. However, if your requests are manifestly unfounded or excessive, particularly due to their repetitive nature, we reserve the right to:
- Charge a reasonable fee to cover the administrative costs of providing the information or carrying out the requested action.
- Refuse to act on the request and notify you of the reason for the refusal.
Sensitive Personal Information (SPI). Moreover, we may collect or process SPI to fulfill your orders, manage and operate our business, and satisfy with legal and regulatory regulations. You may also supply or send us the following sensitive personal information: login and password, identifying information, financial information for e.g. billing, information on your race, gender, and affiliations such as religion, politics, and philosophy. We may collect SPI as needed by law, for instance to prevent or detect illegal activity or fraud. The collection will occur with your consent, in accordance with the law, in the public interest, and if you make the collection public.
NOTE: Mobile Information will not be share, sold, or conveyed to third parties for marketing or promotional purposes. We Respect your Privacy and give you an opportunity to opt out of receiving announcement of certain information. User may opt Out of receiving any or all communications from third-part partners of the company by Contacting us by reply STOP to opt out of further text messaging, or by sending and email to, info@compsured.com.
